Commercial Combined Insurance
Tell us your business insurance requirements and we will take the commercial insurance sections and combine them to create one simple and straightforward policy. This type of insurance is ideal for a wide range of businesses, such as manufacturers, wholesales, distributors and many other businesses that might require protection.
Cover can extend to include premises (if owned by you), staff, contents and stock including trade samples and documents, electronic equipment, machinery, money with personal robbery option, engineering, business interruption, goods in transit, legal expenses cover and product, public and employers liability.
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Commercial combined insurance is a package policy which can be tailored to specific needs of many business types. Even companies operating in the same sector are likely to have different business models, processes, machinery, staff numbers etc., meaning their commercial combined policies will need to reflect their individual requirements. As such commercial combined insurance is the go-to policy for warehouses, wholesalers, manufacturers, workshops, factories, importers, exporters and distributors, and more.
Commercial combined insurance is almost like a ‘pick’n’mix’ for your business – you explain your needs to us, we find the most relevant covers and put them together for you in one easy-to-use policy. The following factors, amongst others, will play a role in the contents of the package we will offer to you: your business size, location, number of employees, turnover, industry sector, market reach (domestic / foreign), activities, processes and machinery used. Getting to grips with your business intricacies will allow us to better understand risks it is facing on daily basis and suggest a bespoke solution to protect you, the business owner, from them.
Any business employing any amount of staff, whether they are full time, part time, labour-only sub contractors or volunteers, needs employers’ liability insurance as a legal requirement. One of our advisers will be able to add this to your quote, so feel free to ask us.