Household Insurance

We offer a wide range of standard and non-standard property insurance cover. Our range of owner occupier insurance provides full cover for homes and contents at highly competitive rates. 

Key Benefits:

We can also quote for non-standard risks:

Get in touch

Can’t find what you’re looking for?

IF YOU CANNOT FIND WHAT YOU ARE LOOKING FOR HERE OR YOU HAVE A PARTICULARLY COMPLEX OR SPECIFIC REQUIREMENT JUST GIVE US A CALL AS WE PRIDE OURSELVES ON SOLVING INSURANCE PROBLEMS.

    • Home insurance cover comes in two parts – buildings insurance and contents insurance. You can choose either one or both of these based on your needs.
    • Buildings cover insures your bricks and mortar for events like fire and weather damage, while contents cover could protect your belongings against problems like theft, damage and loss.
    • Buying a combined policy from the same insurer can often be cheaper than getting two separate policies.
    • If you’re a homeowner, most mortgage lenders insist you have buildings cover in place to protect their investment.
    • You don’t usually need buildings cover if you’re renting, but you may want contents insurance to help cover the cost of replacing your things if you suffer a loss.
    • The golden rule of voluntary excess is to make sure you know what you can afford to pay if you have to make a claim.
    • The more you agree to pay towards a claim, the less cost there would be for your insurer, so they may reduce your premium accordingly.
    • But beware – setting an unreasonably high voluntary excess may save you a few pounds on your premium in the short term, but if ever you need to make a claim, you could find yourself with a large bill to settle before your insurer will pay out.