We can also quote for non-standard risks:
Get in touch
Can’t find what you’re looking for?
IF YOU CANNOT FIND WHAT YOU ARE LOOKING FOR HERE OR YOU HAVE A PARTICULARLY COMPLEX OR SPECIFIC REQUIREMENT JUST GIVE US A CALL AS WE PRIDE OURSELVES ON SOLVING INSURANCE PROBLEMS.
- Home insurance cover comes in two parts – buildings insurance and contents insurance. You can choose either one or both of these based on your needs.
- Buildings cover insures your bricks and mortar for events like fire and weather damage, while contents cover could protect your belongings against problems like theft, damage and loss.
- Buying a combined policy from the same insurer can often be cheaper than getting two separate policies.
- If you’re a homeowner, most mortgage lenders insist you have buildings cover in place to protect their investment.
- You don’t usually need buildings cover if you’re renting, but you may want contents insurance to help cover the cost of replacing your things if you suffer a loss.
- The golden rule of voluntary excess is to make sure you know what you can afford to pay if you have to make a claim.
- The more you agree to pay towards a claim, the less cost there would be for your insurer, so they may reduce your premium accordingly.
- But beware – setting an unreasonably high voluntary excess may save you a few pounds on your premium in the short term, but if ever you need to make a claim, you could find yourself with a large bill to settle before your insurer will pay out.