Overseas Holiday Homes
We can offer competitive cover and premiums for your overseas holiday homes. Whilst still providing the personal customer service you expect to receive from an insurance broker.
So whether your holiday home is left unoccupied for long periods of time or you decide to let out your holiday home, our insurance protects your property all year round.
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The main criteria which make a property a holiday home are how you use it and how often you go there. If you just use the home for holidays or holiday lets and you don’t visit frequently then it’s likely to be classed as a holiday home. If you have a property which you visit more frequently, say for work or to visit nearby relatives, then it could be considered a second home in insurance terms.
Most providers will not insure properties which are left unoccupied for more than 30 days at a time, which is why you need to come to a specialist provider.
Yes, the specialist insurance is tailored to protect you regardless of whether you holiday let your holiday home (or second home) commercially or use it for just family and friends. It essential that your insurance extends to cover holiday letting, to protect both your property and guests.