Previously Flooded Properties

If you live in a property that has been affected by flood water from an external source, you will know how destructive flood water can be.

Floods may be caused from a water course, such as a stream, river or even the sea. Equally it could be as a result of water flowing off the land. 

In the past, trying to insure a property with previous flooding was extremely difficult. However, with the introduction of Flood Re in 2016, it is now much easier to buy insurance for properties that have a history of flooding. 

We have a panel of A-Rated insurers that enable us to competitively quote on previously flooded properties.

Key Benefits

  • Non standard property insurance specialists.
  • Flood cover even if your property has been flooded in the past.
  • Flood cover even if your home is near a river or the sea.

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Look at a flood map to see if your home is in a flood risk area, or visit the GOV.UK website to find out if you are at risk from flooding.

If your home is damaged by flooding the repair bills for your buildings and contents can be huge, so some insurers are not willing to cover the risk.

Yes, but it may be more expensive if you have made a claim for damage previously.