Unoccupied Properties

If your property becomes unoccupied due to unforeseen or planned circumstances, you need to ensure your property is correctly insured. 

Your property may be unoccupied due to a tenant moving out, the property required redecoration and modernisation or even an extension or structural changes to your property. Whatever the reason, we have a policy for you. We can offer a variety of options, covering short term periods of 3 to 6 months or for a longer period of time of up to 12 months. 

Properties are most vulnerable when empty as damage may not be discovered as quickly, but with our policies you can have peace of mind knowing your property is correctly insured.

With our extensive knowledge of different scenarios, we have the expertise to advise you on the options available to facilitate your requirements.

Key Benefits

  • Short term cover available.
  • Contents insurance available.
  • Escape of water from and frost damage to fixed water tanks, apparatus or piper covered.

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If you have a property that will be unoccupied for more than 30 days, you may need unoccupied property insurance as your standard home insurance policy may not cover unoccupied properties. There are several reasons why a property could become unoccupied. For example, during probate, during a sale, during renovation, if the occupant is travelling, hospitalised, or taken into care.

We offer same day quote and policy issue.

Yes, we offer optional contents insurance cover.